Tracy Flanagan

Meet Tracy Flanagan, Vice-President/Mortgage Loan Officer

Tracy Flanagan
Tracy Flanagan, Vice-President, Mortgage Loan Officer


I’m so excited to call Tracy Flanagan a new Divorced Girl Smiling Trusted Professional! Tracy, who has been a mortgage lender for several years, decided to develop a niche in people going through a divorce refinance or purchase a new home because she said this specialty gives her career more meaning. Since then, she has helped so many men and women during and after divorce. Tracy can help clients in all 50 states. Welcome, Tracy!


Jackie Pilossoph, Founder, Divorced Girl Smiling

Tracy’s Bio:

Tracy Flanagan is the Vice-President of mortgage lending at GreenState Mortgage, who serves clients all over the U.S. She is a graduate of DePaul University.

Connect with Tracy on Social Media:


Compassionate, dedicated, and detailed

Valerie Friedlander from Chicago, IL

Tracy truly cares about the people she serves and goes above and beyond to help them. I love to refer first time home buyer clients to Tracy because she always takes such good care of them. Everyone who has worked with her speaks so highly of her and thanks me for the referral.

Great Lender – Highly recommend

Aliyah Gonzaga from Chicago, IL

Absolutely loved working with Tracy and would really recommend for all your mortgage lending needs!! She was able to give me a very low rate and even tackled a hiccup that I experienced. I also really appreciated her timely communication through the entire process from pre-approval all the way to closing. Thank you Tracy for giving me the opportunity to buy my very 1st Investment property at 23 years old!!

Tracy Flanagan Green State Mortgage

Maggie Green from Palos Park, IL

Once again, we were beyond happy we chose Tracy Flanagan to help us secure a mortgage for our new home. This is our second time using Tracy and honestly we would never consider using anyone else. Tracy worked very hard to meet our quick timeline, got us a great rate and kept our realtor and attorney in the loop every step of the way. She knows the mortgage business backwards and forwards and didn’t just offer us a loan, but gave us options on how we wanted the loan structured. She did a great job of explaining the process, answering questions and helping us feel calm when the stress of buying and selling simultaneously became overwhelming. We highly recommend and can’t thank her enough.

Tracy Flanagan Outstanding Mortgage Professional

S. Brown from Hillside, IL

Tracy helped me with a refi during a crucial time for me. I consider her to be a an outstanding professional. She is very knowledgeable, responsive and always returned my calls in a timely manner. Her enthusiasm and tenacity help help closed the deal quickly and efficiently. She always had my best interest in mind. It was a pleasure working with her. I will use her and recommend her for any future mortgage opportunities.

Knowledgeable. Supportive. Great Rates!

Mary Carol Dolivier from Naples, FL

Tracy is AMAZING! I’ve used her twice and recommended her to several friends. She is thorough and knowledgeable. Super responsive and has great referrals as well. On this recent purchase, I shopped rates just to be sure. Hands down the best rates on both loans. Highly recommend Tracy!


Andrew Truhlar from Littleton, CO

Tracy is the best! The can do, get’er done attitude that she comes to bat with is second to none. Having a good lender that has your back and cares is so important when buying a home. Having Tracy in our corner made a world of a difference. Highly recommended!

Tracy is the best – she guided us from beginning to end, explaining every step

Olga M from Kennesaw, GA

Tracy is the best – she guided us from beginning to end, explaining every step, getting us the best rate, and coming up with creative solutions that made the process seamless. We had a very short escrow period filled with multiple family commitments, but we closed on time without any issues thanks to Tracy’s guidance and hard work. Thank you Tracy!!!


Tracy Flanagan - GreenState Mortgage


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